Co Op Gold Funeral Plan. We’ll use the words “you”, “your”,
We’ll use the words “you”, “your”, “I” and “my”. At Co-op Funeralcare, our funeral plans are insured, meaning that the money you pay goes into an individual whole of life insurance policy that is only released to us when you die or if you choose to cancel your plan. A Co-op funeral director or one of our associated directors, will conduct your funeral, guaranteeing all the care and high standards you would expect from us. 96 a month. This will consider various charges and services that may be outside the standard offerings. Thank you for choosing a Co-op funeral plan When you buy a funeral plan from the Co-op, you can rest assured that we will look after both you and your loved ones. Choose from 4 plans offering a combination of services. Moneynet has recognised Co-op as the “Best Funeral Plan Provider” in the UK for the last 5 years. The Co-operative Funerals plans include gold, silver and bronze options – depending on how standard or detailed you would like your service to be. Wondering what funeral plan is right for you? With no hidden costs or fees, explore our award-winning Silver Funeral Plan. We’re Central Co-op Funeral Plans, part of the Central Co-op family, and we’re authorised and regulated by the Financial Conduct Authority to sell a range of fully guaranteed prepaid funeral plans. If you pay over more than 12 months, we have a 2. What is a Funeral Co-op? A direct cremation with Co-op Funeralcare is a low-cost simple cremation with no service, mourners or ceremony and no visitors to the funeral home. Buy an award-winning pre-paid Co-op funeral plan. Another new trend that hasn’t yet caught on everywhere is a co-op funeral home. Buy online. We have over 800 funeral homes and if you’re not sure where your nearest Co-op funeral home is, you’ll be able to find it by using the funeral home finder on our website. If you need to arrange a funeral, whether it’s a tailored funeral, a simple funeral with all the essentials or a direct cremation or burial, we can help. Our funeral plans are offered by national funeral plan provider, Ecclesiastical Planning Services, and our professional Funeral Arrangers will be happy to take you through the options. You can also buy a pre-paid Co-op funeral plan online. Read The Co-operative Funeralcare Spennymoor obituaries, find service information, send sympathy gifts, or plan and price a funeral in Spennymoor, Jan 7, 2026 · Read The Co-operative Funeralcare Denbeath obituaries, find service information, send sympathy gifts, or plan and price a funeral in Leven, Read The Co-operative Funeralcare Manchester obituaries, find service information, send sympathy gifts, or plan and price a funeral in Manchester, Buy an award-winning pre-paid Co-op funeral plan. Pre-payment funeral plans allow you to fix the cost of your funeral at today’s prices so that when the time comes your family won’t be burdened with expense. Find out more about our funeral plans, and why you might want to choose a Co-op funeral plan. We’re a co-op. If you wish to, you can select alternative or additional products for your funeral plan at an additional fee. Breaking News, data & opinions in business, sports, entertainment, travel, lifestyle, plus much more. Part of Co-op Group. Your funeral plan is an agreement between you and us. Central Co-op Funeral Plans guarantee that third-party fees and charges are included in the plan you choose, as well as the Funeral Director fees and the cremation or burial service, regardless of how much funeral costs may rise in the future. Find out about pre-paid Co-op funeral plans in Scotland, with flexible payment options starting from £18. Making funerals more personal At Co-op Funeralcare, we know everyone is different. Newsday. Heart of England Co-op Funerals which is a trading name of Heart of England Co-operative Society Limited, Whittle House, Foleshill Enterprise Park, Courtaulds Way, Coventry CV6 5NX Reg. Co-op Funeralcare is a trading name of Co-op Funeral Plans Limited, a registered society registered in England and Wales with registration number 4818R and registered office 1 Angel Square, Manchester, M60 0AG. Before we get into the detail, we’ve explained some words to help you understand this section and the rest of this document. When you buy a plan with Co-op you can be confident that your money is protected and your funeral will be provided when the time comes. We have a range of award-winning funeral plans with different levels of cover, so you can choose which would suit you and your family best. Southern Co-operative Funerals Limited is authorised and regulated by the Financial Conduct Authority. n doing things differently. IP02399R is an Appointed Read The Co-operative Funeralcare Withington obituaries, find service information, send sympathy gifts, or plan and price a funeral in Manchester, Choosing the right plan for you 10 Our range of plans 11 Compare our plans 12 How to buy a funeral plan plus find out more about Co-op Membership 14 Frequently asked questions 15 Thank you for choosing a Co-op funeral plan When you buy a funeral plan from the Co-op, you can rest assured that we will look after both you and your loved ones. Registered Address: Central House, Queen Street, Lichfield, Staffordshire, WS13 6QD. That means we’re owned by our members: the colleagues who work alo If someone has died, Co-op Funeralcare can help arrange a fitting funeral. The Co-operative Funeralcare and Southern Co-op are trading names of Southern Co-operative Funerals Limited FP0024. If you would like to change your plan, your payment plan or change your Funeral Director, then you can do this by contacting Co-op. Details of the firm’s authorisation can be found on the Financial Services Register under Firm reference number: 965280. Apr 11, 2017 · Also, while the cost of funerals continues to rise, a pre-paid plan would stay at the same rate whether the person lived for another year, or another 20 years or more. Jul 29, 2022 · Sam Tyrer, Managing Director of Co-op Funeralcare, said: “As one of the UK’s leading funeral plan providers, we’re delighted that the Financial Conduct Authority (FCA) has authorised our application to be regulated. Funeral plan support If you're struggling to keep up with payments for your funeral plan, or need access to information in an alternative format, Co-op Funeralcare can offer you the support you need. A Co-op funeral plan helps protect your loved ones from unexpected funeral costs and uncertainty about your funeral wishes. We’re here to help 24/7 . If you want to let people know what you want to happen after you die, we can help you put plans in place. A burial plan is a type of funeral plan you can pay for in advance. In this review, we look at Co-op’s prepaid funeral plans in detail, what each includes, how much they cost, and what real customers say, to help you decide whether a Co-op funeral plan might be right for you. Each of these plans provide a different level of service while covering every essential, with provision for bespoke requirements if needed. Read The Co-Operative Funeralcare Uckfield obituaries, find service information, send sympathy gifts, or plan and price a funeral in Uckfield, Find clear answers to common funeral pre-paid plan questions, including payments, eligibility, and options with East of England Co-op. Compare our range of funeral plans to find the right fit for you and your loved ones. *ID requirements may be applicable Co-op Funeralcare pre-paid plans terms and conditions. Learn more about our co-op pre-paid funerals and plan a goodbye as unique as you. With so many plan options in the market, and unattended funerals becoming more popular, we know it can be difficult to compare funeral plans and work out what’s best for you. When we use the words “our Funeral Directors”, we mean Funeral Services Limited, the Co-op Funeralcare business which will provide your funeral or, on occasion, another third-party Funeral Director, which we have a relationship with to help us provide funerals across the UK. A direct cremation plan is for those who don’t want to have a traditional funeral and instead want their family to remember them separately from the cremation. Hearses, funeral vehicles and bespoke transport options The option of a dignified funeral now and memorial service later Memorials and tributes Local expertise and knowledge Cremation or burial at any local crematorium or burial site Prepaid funeral plans Funeral services of all faiths and cultures The basic coffin is used in all our Essential funerals. Below is a guide to the different plans that co op offer, their price point and any important information you need to consider Notes on the cost of funeral plans: 1. You can even set up a funeral plan on behalf of somebody else. uk Aug 29, 2017 · As the UK’s leading funeral director, Co-op Funeralcare is encouraging the nation to put plans for the future in place, with a £125 saving on all pre-paid funeral plans purchased before 30 November 2017 (*2). It is supplied with a white frill and gown. Jun 30, 2014 · Bearing in mind recent publicity about the parlous state of the Co-Op's financial situation, how secure is the Co-Op funeral plan my elderly Mum bought about 5 years ago? Feb 1, 2012 · There are many different ways to save money on funeral planning, including direct burial options, cremation, and funeral pre-plan packages. That’s why we offer funeral plans to funeral services that are personal every step of the way. Fix costs in advance and give you and your loved ones peace of mind. Compare our award-winning funeral plans. Protect your family from funeral costs and makes sure your funeral wishes are known. You can choose a plan that includes a contribution to defined third party costs, like cremation or burial fees, or you can choose a plan that guarantees to cover all third party fees, no matter how much they rise in the future. This page covers all the T&Cs for a pre-paid funeral plan. Unlike their rivals Golden Charter and Avalon, Co-op and Dignity own the funeral homes and crematoria they operate from. com is the leading news source for Long Island & NYC. Prices start from £1,700 for our Direct Cremation Plan, and up to £4,210 for our Gold Cremation Plan. These are all historical arrangements and largely consist of plans sold before 2002. Start your plan online. We want you to be able to plan a celebration of your life that perfectly reflects who you are. Co-op Funeral Plans Limited 2022 Co-op Funeral Plans Limited provides and sells Funeral Plans. Co-op Members save £75 on a Simple Plan. The Bronze Funeral Plan From: Heart of England Co-op Funerals Visit: Call: Any of our locations 0800 652 7226 Email: funerals@heartofengland-coop. Co-op Members benefit from exclusive member prices when arranging a funeral or buying a funeral plan with us, and community causes benefit too. We explain what this means in our terms and conditions. It is not transferable, there is no cash alternative, and it is withdrawn if the plan is cancelled. Alternatively, if you decide you no longer want to have a plan with Co-op, then you can receive a full refund within 30 days of buying the policy. Sep 29, 2025 · Co-op Funeralcare is a trading name of Co-op Funeral Plans Limited, who provide and sell Co-op funeral plans. W ’re more than business. Wondering what funeral plan is right for you? Our Simple Funeral Plan is our lowest cost plan that covers the essentials needed for a funeral. An interment of ashes or storing ashes beyond a period of 3 months at a Central Co-op funeral home. We offer a choice of set funeral plans: Simple, Bronze, Silver and Gold, as well as tailor-made plans and masonry plans. We accept cash when you complete your funeral plan application in a Central Co-op funeral home by appointment with a certified Funeral Plan Arranger. Want to make a change to your Co-op funeral plan or re-print new paperwork? This page runs through how to update and amend your Co-op funeral plan At Co-op, we offer a variety of individual funeral plans so you can choose the one that’s right for you. Doctors’ fees are usually not covered by the plan as these can go up over time 2. If you die elsewhere then we can help your family with arrangements to bring you back so that Funeral Services Limited can carry out your funeral in line with your wishes. Wondering what funeral plan is right for you? Fully guaranteed with no hidden costs, explore our award-winning Gold Funeral Plan. . Browse through what's included in each of our funeral service plans. Offer available to over 18s, new customers only, one discount per funeral plan. Avoid unexpected costs. This includes payment and cancellations. Last year, they awarded Co-op the Triple Gold award for helping people get the most from their finances, and providing excellent choice, value and innovation for customers. We would like to show you a description here but the site won’t allow us. By choosing one of our funeral plans, you can relieve your family and friends of financial pressures and the emotionally difficult task of arranging your funeral. Wondering what funeral plan is right for you? Fully guaranteed with no hidden costs, explore our award-winning Gold Funeral Plan. Co-op Funeral Plans Limited is authorised and regulated by the Financial Conduct Authority. You have not received advice or a personal recommendation from us for a funeral plan. Give your loved ones peace of mind for when you're no longer here with our Heart of England Co-op pre-paid funeral plans, designed to give you a helping hand. Mountain Health CO-OP does not discriminate based on race, color, national origin, disability, age, sex, gender, sexual orientation, or health status in the administration of the plan, including enrollment and benefit determinations. If you're unsure of what to do when someone dies abroad, read our guide. Welcome to Co-op Funeralcare It is important to read through this document, as well as your funeral plan summary, as soon as possible but no later than the end of your cancellation period to make sure you are happy with the funeral plan you have chosen. The Co-op Commitment applies if you die after 12 months of paying for your plan, or within 12 months as a result of an accident. Joint funeral plans Two people can be named on a Southern Co-op Funeral Plan, with the option to use it for either the first or the second person that passes away. Other fees (or defined third party fe Once you have read the Co op funeral plan review, you can see how they compare with other FCA regulated plan providers, or read the rest of our prepaid funeral plan reviews. If someone has died, Co-op Funeralcare can help arrange a fitting funeral. Co-op cremation plan costs differ depending on what services you’d like included in your plan. While the Co-op funeral service offers Gold, Silver, Bronze and Simple plans, there's also the ability to create a tailored funeral plan. Additional mileage above 50 miles each way, for the collection of the Covered Individual into our care and the funeral service where the cremation is taking place. In the unlikely event that our business fails, we would seek to make arrangements with another funeral plan provider to transfer your plan to ensure that your funeral can still be provided when you die on the same terms as the plan you have bought from us. This is a simple low cost funeral to help keep costs down. It’s important to compare plans so that you know exactly what’s included, and what’s not included, so you get a plan that best meets what you want, and your budget. Co-op Funeral Care and Dignity Funeral Services are some of the largest funeral plan providers and funeral directors in the UK. To cancel your funeral plan, enter your details and we'll call you back within 24 hours. By choosing a Co-op Funeralcare plan you can be confident that you’re in safe hands, your money is protected and your funeral will be provided when the time comes. Design a tailored, pre-paid funeral plan that suits you with Heart of England. Central Co-op Funeral Plans is a trading name of Central England Co-operative Funeral Plans Limited which is authorised and regulated by the Financial Conduct Authority. co. Jul 10, 2025 · Read Midlands Co-operative Funeral Service Stafford obituaries, find service information, send sympathy gifts, or plan and price a funeral in Stafford, Jul 11, 2014 · Whether you choose Bronze, Silver or Gold, our Set Funeral Plans cover every essential service, and are designed to make planning a funeral affordable and st Co-op funeral plans With our award-winning funeral plans, you can protect your family from unexpected funeral costs and uncertainty about your funeral wishes. A pre-paid funeral plan is an easy way to arrange and pay for your funeral in advance, at today's prices. A doctors Fee (£164) is only required for cremation, not burial. How would you like us to contact you? Select all that apply * Cash – We accept cash when you complete your funeral plan application in a Central Co-op funeral home with a certified Funeral Plan Arranger Direct Debit – You can spread the cost over 12, 24 or 60 monthly payments. Find a plan that suits your funeral wishes and budget. Co-op Funeral Plans Limited only covers funerals carried out in the UK. Coop Funeralcare offer four Set Funeral Plans – Simple, Bronze, Silver and Gold. Other plan providers may ask you to nominate an independent funeral director, but they can’t guarantee that they will be the ones carrying out the funeral. CFPL provides and sells our Co-op funeral plans and is a registered society, with its registered office at 1 Angel Square, Manchester, M60 0AG (registration number 4818). Pre-purchase a funeral plan with Southern Co-op Funerals from £1,589. Wondering what funeral plan is right for you? Our Bronze Funeral Plan covers cremation fees, no matter how much prices rise. Southern Co-operative Funerals offers a wide range of product options to personalise your funeral. May 1, 2022 · The majority of Co-op funeral plans are backed by individual Whole of Life insurance policies, but Co-op Funeral Plans Limited does hold certain separate legacy trust arrangements that contain a small proportion (less than 2%) of our total funeral plans. For the first time, the offer will be available to all customers purchasing a plan via phone, online, and face-to-face in funeral homes. 8% instalment charge. Feb 19, 2018 · Co-op Funeralcare has been recognised as the Best Funeral Plan Provider in the 2018 Moneynet Personal Finance awards, its funeral plans have also been awarded 5 Star ratings by Fairer Finance and its Gold plan was recognised with 5 Stars by Defaqto. There’s an extra cost for this. With our Bespoke Plan, you can personalise your funeral to suit your needs. No. Telephone: 01543 414140 Paying for your Funeral Plan We offer a wide range of Pre-paid Funeral Plans and payment options, whether you choose burial or cremation. Central England Co-operative Funeral Plans is registered on the Financial Services Register under number 963168.
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